Pradhan Mantri Shram Yogi Mandhan Yojana
Pradhan Mantri Shram Yogi Maandhan Yojana was implemented on 15 February. Under this scheme, after the age of 60 years, the pension amount of 3000 rupees will be given to the beneficiaries every month. The age of the beneficiaries applying under Pradhan Mantri Shram Yogi Mandhan Yojana 2022 should be between 18 years to 40 years. Government employees, Employees Provident Fund (EPF), National Pension Scheme (NPS) and members of State Employees Insurance Corporation (ESIC) cannot take advantage of this scheme. Shramyogi joining this scheme should not be an income tax payer.
Shram Yogi Mandhan Yojana : Donate A Pension Program Launched
Donate a Pension program has been launched by the government. This program has been initiated under Shram Yogi Mandhan Yojana. Under this scheme, the citizen can contribute towards the premium contribution of domestic workers, drivers and support staff. Under this program, workers in the age group of 18 to 40 years in the unorganized sector can get themselves registered. This information has been provided by Labor and Employment Minister Bhupendra Yadav. Depending on the age, a minimum of Rs 660 to Rs 2000 can be deposited every year. After attaining the age of 60 years, a minimum pension of ₹ 3000 per month is provided under the scheme.
This scheme has been started with the objective of providing social security to the workers of the unorganized sector. Apart from this, e Shram App has also been launched by the Union Minister on this occasion. More than 25 crore workers working in 400 different businesses of the unorganized sector can get themselves registered on the e Shram portal.
Purpose of Prime Minister Shram Yogi Maandhan Yojana
The main objective of PMSYM Yojana is to provide financial assistance to the workers of the unorganized sectors by giving a pension amount of Rs 3000 after the age of 60 years and through the amount received through this scheme, the beneficiary can live his life in old age and meet his financial needs. be able to complete To make Shram Yogis self-reliant and empowered through Shram Yogi Mandhan Yojana 2022. The Government of India wants to benefit all the poor and laborers through its government schemes and help them financially.
Benefit to the family on the death or disability of the beneficiary
If a beneficiary dies during the period of receipt of pension, then 50% of the pension will be provided to the spouse of the beneficiary. This pension will be provided only to the spouse of the beneficiary. Apart from this, if the regular contribution has been made by the beneficiary and for some reason the beneficiary has become permanently disabled before attaining the age of 60 years and is unable to continue his contribution under Shram Yogi Mandhan Yojana, then in this situation his/her husband Or the wife can get the benefit of the scheme by paying regularly.
Pradhan Mantri Shram Yogi Maandhan Yojana March Update
PM Shram Yogi Mandhan Yojana has been started by the government for the workers of the unorganized sector. Through this scheme, a minimum pension of ₹ 3000 will be provided to the workers of the unorganized sector who have completed 60 years of age. This scheme was started by the Government of India. So far more than 44.90 lakh workers have registered under this scheme. All those workers whose income is less than ₹ 15000 and their age ranges from 18 years to 40 years, they can get registered under this scheme. To take advantage of this scheme, the beneficiary has to invest every month. The investment amount will be determined on the basis of age. This amount ranges from ₹55 to ₹200.
Pradhan Mantri Shram Yogi Maandhan Yojana is being operated through Life Insurance Corporation of India. The pension will also be paid by the Life Insurance Corporation of India.
To apply under this scheme, Aadhar card, passbook of bank account will have to be taken to the CSC center. Shramik Card will be provided to the beneficiary after the account is opened. If you want to get other information related to this scheme then you can contact on helpline number. Helpline number one is 18002676888.
Pradhan Mantri Shram Yogi Mandhan Yojana Apply Online
To join the scheme, it is mandatory for the beneficiaries to have Aadhar card and bank account and bank account to be linked with Aadhar card. After applying under PMSYM Scheme, the applicant will have to pay premium on monthly basis. Shram Yogis of the age of 18 years will have to pay a premium of Rs.55 per month and those at the age of 29 years will have to pay a premium of Rs.100 per month and those at the age of 40 years will have to pay a premium of Rs.200 per month. To apply under the Pradhan Mantri Shram Yogi Maandhan Yojana, you can register yourself by visiting your nearest public service center or digital service center. To get the registration done, take the bank account passbook, Aadhar card with you.
PMSY 2022
Under this scheme other schemes like LIC, EPFO, ESIC etc are run. Workers who do not have any fixed income and whose income depends on the work they do to make a living on daily basis, they can apply for Pradhan Mantri Shram Yoga Yojana. are eligible to apply. The VLE will enroll the eligible citizen in the PM-SYM scheme through the Digital Seva website. Eligible people can register themselves under this scheme through online mode. If the beneficiary dies while getting pension under this scheme, then 50 percent of his pension amount will be given as pension to his spouse.
Some important information related to Pradhan Mantri Shram Yogi Maandhan Yojana
Under this scheme, workers of the unorganized sector who are between the age of 18 to 40 years can apply.
To apply under Shram Yogi Mandhan Yojana, the minimum salary of the applicant should be ₹ 15000 or less.
The applicant should not be taking benefit of any pension scheme.
A pension of ₹ 3000 will be provided to the beneficiary through this scheme.
To get the amount of pension, the beneficiary will have to invest under this scheme between 18 to 40 years.
Pension will be provided after 60 years of age.
Such citizens who pay tax are not eligible to get the benefit of this scheme.
Investments can be made monthly by the beneficiary. Apart from this, quarterly, half yearly and yearly contribution can also be done.
After the death of the applicant, 50% of the pension amount will be provided to the applicant's family.
This amount will be provided to the nominee of the beneficiary.
No educational qualification has been prescribed to get the benefit of this scheme.
Benefits provided on withdrawal of Shram Yogi Mandhan Yojana
If the beneficiary withdraws from the scheme within a period of less than 10 years from the date of the scheme, then the contribution portion will be refunded to him only along with the savings bank rate of interest payable thereon.
If the beneficiary withdraws from the scheme after completing the period of 10 years of purchase of the scheme but before the age of 60 years, then he will be refunded the contribution part along with the accumulated interest thereon.
If the beneficiary has contributed regularly and dies due to any reason, then his/her spouse can continue the scheme by paying the regular contribution.
The fund will be credited back after the death of the subscriber and his/her husband and wife.
Key Facts of Pradhan Mantri Shram Yogi Mandhan Yojana 2022
Life Insurance Corporation of India will act as a nodal agency for the successful implementation of the scheme.
Monthly premium will also be deposited by the beneficiary in the LIC office and on completion of the scheme, monthly pension will also be provided to the beneficiary by LIC itself.
This monthly pension will be transferred to the beneficiary's account through direct bank transfer.
If you want to get more information about Shram Yogi Mandhan Yojana, then you can contact any nearest Life Corporation of India office or visit the online website given below.
According to the data, till May 6, about 64.5 lakh people have registered themselves in it.
Benefits of Pradhanmantri Shram Yogi Mandhan Yojana
The benefit of this scheme will be provided to the workers of the unorganized sectors of the country like drivers, rickshaw pullers, cobblers, tailors, laborers, domestic servants, brick kiln workers etc.
Under this scheme, eligible beneficiaries will be given a pension amount of Rs 3000 every month after the age of 60 years.
As much as you contribute to PM Shram Yogi Maandhan Yojana, the government also contributes the same amount to your account.
After your death, the wife will get half the pension for life of one and a half thousand rupees.
Under this scheme, the amount of Rs 3000 given by the government will be directly transferred from the savings bank account or Jan Dhan account of the beneficiaries through auto debit facility.
PMSYM Enrollment Process
Pradhanmantri Shram Yogi Mandhan Yojana
Who cannot avail the benefits of Pradhanmantri Shram Yogi Mandhan Yojana?
organized sector person
Employees Provident Fund member
Member of National Pension Scheme
Member of State Employees Insurance Corporation
people paying income tax
Beneficiaries of Pradhan Mantri Shram Yogi Maandhan Yojana
small and marginal farmers
landless agricultural laborer
fisherman
animal keeper
Labeling and packing in brick kilns and stone quarries
construction and infrastructure workers
leather craftsmen
weaver
sweeper
domestic workers
vegetable and fruit seller
migrant laborers etc.
Exit and Petrol under Pradhan Mantri Shram Yogi Mandhan Yojana
If you leave Shram Yogi Mandhan Yojana in the middle, then you have to agree to the conditions given below.
If the beneficiary exits the scheme before 10 years, then the contribution will be given at the rate of savings bank account.
If the beneficiary has died due to any reason, then his life partner can continue this scheme.
If the beneficiary exits after a period of 10 years or more but before the age of 60 years, the beneficiary will be paid the contribution as accrued interest along with the contribution or savings bank rate whichever is higher.
If one becomes permanently ashram before the age of 60 years and is unable to continue this scheme then his/her spouse can continue with this scheme.
Apart from this other exit provisions may also be issued by the Government on the advice of NSSB.
Eligibility for PM Shram Yogi Mandhan Yojana
The applicant should be a laborer in the unorganized sector.
The monthly income of workers in the unorganized sector should not be more than Rs.15000.
Applicant age should be between 18 years to 40 years.
The biggest condition is that you should not be an income tax payer or tax payer.
Eligible person should not be covered under EPFO, NPS and ESIC
It is mandatory for the subscriber to have a mobile phone, Aadhaar number
Savings Bank Account is also mandatory for the scheme.
Shram Yogi Mandhan Yojana 2022 Documents
Aadhar card
identity card
bank account passbook
Postal address
mobile number
passport size photo
How to apply for Pradhan Mantri Shram Yogi Maandhan Yojana?
Interested beneficiaries who want to apply under Shram Yogi Mandhan Yojana, first of all the applicant has to go to the nearest public service center with all his documents like Aadhar Card, Bank Passbook, Mobile Number etc.
After this, you applicant will have to submit all your documents to the CSC officer. After this the CSC Agent will fill your form and print out the application form and give it to you.
After this take a printout of the application form and keep it safe for future. In this way your application will be done in PMSYM Scheme.